Tower’s objective is to work closely with its producers to develop customized products and services to meet the needs of insureds in response to changing market conditions. We offer our products through our Commercial and Personal Lines Units, and Specialty Products Unit.
- Our Commercial and Personal Lines Units offer a broad range of products that are customized to meet the needs of individuals and businesses in various industries. This broad-based portfolio of products is available in New York, New Jersey, Massachusetts, Maine, New Hampshire, Rhode Island, Vermont, Pennsylvania, Connecticut and California for commercial businesses, and in New York, New Jersey, Massachusetts, Maine, Pennsylvania and California for personal lines.
- Our Specialty Products Unit provides narrowly defined products in industries such as residential and commercial real estate.
Our Insureds
Tower currently provides commercial insurance coverage for businesses in the retail, wholesale, service, real estate and construction industries. Our market focus within these industries includes retail stores, wholesale trade, restaurants, artisan contractors, apartments, co-ops, condos, small shopping centers and other classes of business. We also provide personal insurance for individuals including homeowners, dwelling fire, three- and four-family dwelling, and private passenger automobile policies.
Product Features
Tower designs and markets a wide array of commercial and personal insurance products to meet the needs of specific market segments. Consequently, we have designed our products with several pricing tiers and varying levels of coverage and underwriting requirements. Utilizing this approach, we are able to offer a portfolio of products targeted to our insureds’ needs based upon the size of business or home, pricing expectations and coverage.
