Personal Lines Products
We offer a wide range of personal lines property products in the Northeast and in California. Our customers include individuals who own or rent their own homes, co-ops, condominiums or apartments. We write private passenger automobile insurance in Maine. Policy availability varies by state.
Homeowners
Our homeowners policy is a multiple-peril policy providing property and liability coverage for one and two-family owner-occupied residences. In expanding our marketing territories we now offer homeowners throughout the Northeast and California. We market our homeowners product through multiple rating tiers.
Dwelling Fire: One- and Two-Family
Our dwelling product targets owner-occupied and non-owner occupied dwellings (with primary dwelling support) of no more than two families. The dwelling policy provides optional coverage for personal property and can be combined with an endorsement for liability insurance. This provides an alternative to the homeowners policy for the personal lines customer.
Three- and Four-Family Dwellings
Tower offers a dwelling package policy and an expanded homeowners policy. These policies are designed for owner-occupied three- and four-family homes.
Private Passenger Automobile
Private passenger automobile is a segment of our business focusing primarily on non-standard personal automobile in the state of Maine.
